When it comes to payment methods, there will be changes for the millions of Sparkasse and Volksbank customers.
Dortmund – Millions of customers of traditional banks Sparkasse and Volksbank need to know how RUHR24* Know, change quickly. There will be a significant change in terms of payment methods.
| Institutions | Sparksey and Volksbank |
| Subject | change of body processes |
| time table | by the middle of 2022 |
Sparkasse and Volksbank change authentication – SMS-TAN will be replaced
Many people now use online banking. according to the newspaper handlesblatt Sparkasse and Volksbank have approximately 2.4 million customers. This large group should now adapt to the changed function in authentication.
What is certification? Sparkasse and Volksbank use the so called TAN process to check or activate various processes in online banking. It is also used when making transfers, for example. This is for security.
As warned by the Federal Office for Information Security (BSI), Methods of authentication by SMS TAN as well as Mobile TAN under criticism*, like him wed* Reported.
Result: Sparkasse and Volksbank want to do away with the option of authenticating themselves through SMS-TAN by September 2022. The main reasons are safety and cost.
Sparkasse and Volksbank Want to Use a New Method—According to Experts, It’s More Secure
But what comes next? Savings Bank and Volksbank want to introduce the so-called push-TAN process. On the one hand, it is safe as well as cheap.
in comparison with handlesblatt A spokesperson for Finanz Informatic and Atruvia (IT service provider for savings banks and Volksbanks) said: “TANs sent by SMS can in principle be intercepted by third parties.” Cell phones can be used quite easily.
Like Volksbank, Sparkasse faces major changes in 2022.
© Julian Stratenschulte / DPA
there are problems? Sparksey is currently warning customers of phishing attacks*Which may also have something to do with body change. All messages and emails with the subject “change of policy” should also be checked for authenticity. Feather No way Should you click on a link in an email or SMS.
Sparksey also warns against frauds due to changes in new TAN process
Customers are advised to move all messages and emails to the Spam folder and leave these emails unanswered.
What do Sparkasse and Volksbank customers have to consider right now? Overall, around 2.4 million customers still use the SMS TAN process.
Sparksey and Volksbank want to exchange TAN procedures by mid-22nd
The plan looks like this: by the middle of 2022, Sparkasse and Volksbank aim to have an exchange of TAN processes. As a customer, you still have six months to make the switch or find out about the switch at a branch. However, changing the TAN process is not the only change in Sparkasse,
In the future, customers will also have to do without “Geldakart” and “Girogo” payment functions. However, the timetable for the end of 2024 is somewhat broad. * Are part of the editorial network of RUHR24 and Merkur ippn.media.
List of rubrics: © dpa/Marijan Murat
